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(As for) those who disbelieve and turn away from Allah's way, He shall render their works ineffective.
[47.001] The Holy Quran
Narrated Abu Huraira:
The Prophet said, "I am more closer to the believers than their own selves, so whoever (of them) dies while being in debt and leaves nothing for its repayment, then we are to pay his debts on his behalf and whoever (among the believers) dies leaving some property, then that property is for his heirs."
Sahih Bukhari Vol 8, Book 80, No 723: